Best pet insurance companies
According to our research, Pumpkin is the best pet insurance overall, but many providers differ in different aspects of their coverage, including specific features that are important to many pet owners.
Since every pet and every situation is unique, the best pet insurance company for you and your pet may not be the best fit for your neighbor, coworker or best friend and their pet. To find the right pet insurance policy for you, compare rates, coverage and features from multiple providers. Shop around – and spend some time researching insurance companies. Best pet insurance companies
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Key Takeaway
Most pet insurance plans only cover dogs and cats, but there is coverage for birds, reptiles, and other exotic pets.
Your location and the age and breed of your pet help determine the cost of a pet insurance policy.
With most pet insurance, you pay the vet for your pet’s care, then file a claim with your insurance company for reimbursement.
Summary:
Lemonade may be a good choice for pet insurance, but its plan isn’t available everywhere — it sells policies in 37 states. The insurance company has a single plan that covers accident and illness and offers more add-on coverage than some of the companies in our review.
It has a waiting period of two days for accidents and 14 days for most illnesses. Best pet insurance companies
Coverage and expenses:
Lemonade has a plan that covers accidents and illnesses for dogs and cats. It provides coverage for injuries and illnesses such as cancer and diabetes, as well as conditions such as allergies and arthritis. Other items covered in the base plan include medicines and diagnostic tests, and the company offers wellness coverage in the form of add-ons. Its sample rates are $26.83 per month for dog coverage and $14.74 per month for cat insurance.
Customization:
Lemonade’s premiums can be customized by choosing deductible amounts, annual coverage limits as high as $100,000 and reimbursement rates ranging from 70% to 90%. It also offers optional coverage including veterinary visit charges and expenses related to physical therapy and dental ailments. Best pet insurance companies